My friend and I run a small, or growing, music website which is our real passion, but it makes no money as of yet and we survive on money from part time jobs we don't enjoy in the slightest.
A couple of weeks ago we needed to pay to renew and upgrade our hosting service for the next year, and was fast approaching the end of my renewal period where they would end up pulling the plug on the whole site.
We really couldn't afford for the site to go down, but we couldn't afford the payment, so we took out one of the small loans I blogged about recently, and then paid it back as soon as we both got paid from our part time jobs. It didn't cost too much in interest and really got us out of our problem, so when you're desperate they really are worthwhile.
Photo: The Doctr (Flickr)
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